Recent financial figures show that for the last 20 months US credit card users have put less debt on their cards. I don't know why this would seem to be such a shocking thing. With so many people …

For the fourth consecutive year American Express is the credit card issuer first chosen by most Americans.

AmEx got a customer satisfaction rating of 769 out of a possible 1,000. This is 55 points …

Credit card interest rates went up in the second quarter to a nine-year high! The average interest rate on cards climbed to 14.7%, up from 13.1% last year.

This made a wide difference of 11.45 perc…

Your credit score can help you with your ability to seek financing opportunities for purchases that you want to make, such as a loan to buy a new car or a new home.

Your credit score can be assesse…

Having debts can really be a source of pain and can ruin your health. It can cause you stress which in turn can lead to illnesses like high blood pressure, heart ailments and diabetes. Debts can also …

Does it really pay to have to a good credit score?

Yes, it does. If you have a credit score of 700 and above, chances are you can earn a few extra stuff other people will have to spend extra money …

What do you do when the roof falls in?

Maybe you think that's a metaphor. The reason it works so well as a metaphor is simple: when the roof really does fall in, it's pretty awful.

Wh…

Credit Counseling is rarely just about credit.

It's unfortunate, but we've made it a habit to live beyond our means. It's as though we live our lives playing chicken with bankruptcy. …

Photo courtesy of iStockphoto, Image# 5300761
Before you get a new credit card, be sure that you can afford to pay if off each month. If you can't – then realize that it could be the start of fina…

Get Rich Slowly had a timely warning late last month in the form of a guest post by Justin McHenry (president of Index Credit Cards, a credit card comparison and information site). McHenry takes a loo…