Response from: ed

you don't understand identity theft if you don't read the statistics of how often it happens. It is on a massive scale across the globe and costs the credit card companies billions! at who's cost? ours the consumer! no annual fees! No rate hikes! no high interest rates for people who deserve low rates for good credit histories! transfer money from your bank for free! transfer money online for free! transfer money to friends and businesses for free! pay bills for free! no more stamps! i think you jumped the gun on bashing a company who is really trying to save the citizen and the consumer money to put into their own pocket and pay for things like their kids education!

Response from: Joe

I'm not super impressed... Gas station merchants may feel they are being gouged on credit card fees, but what was the last gas station you went to that didn't accept credit cards? As soon as the price drops, efficient markets will fix the rest. Of course you have to have enough users of this card to make it worthwhile.... while 100,000 locations seems impressive, thats just one location per 1,000 Americans.....

Response from: Joe

Excuse me, I mean to say thats just one location per 3,000 Americans.....

Response from: Ted Leonsis

Hi--It is Ted Leonsis here-- the real savings also come from not charging fees to consumers that transfer money online;if you are an online merchant or just a consumer exchanging money-- you can get the money out without fees-- and asap; we dont play with your money to earn the float. Best, Ted Leonsis

Response from: Senn

I was tell you my REAL EXPERIENCE with this company. I was put on hold for more than 1 hour, and when the automated machine say that I was the first in line I need to wait for more than 20 min to speak to a representative. What she says is that the decision letter is mailed, and it takes more than 3 weeks from that call to now I received a letter of rejection. WHAT MAKES ME REALLY REALLY SURPRISED IS THAT WHAT THEY REQUEST ME TO SEND TO THEM FOR ADDITIONAL INFORMATION IN ORDER FOR A REVIEWED: 1st - COPY OF MY ***SOCIAL SECURITY CARD*** (What the hell they want to do with a copy of my actual SSN card, my Wachovia and Suntrust bank don’t even required of my real SSN; they can check it with the Credit Bureau … Federal Agency), 2nd a copy of most recent year’s tax return (this may be understandable), and 3rd is the most funny one - Original PHONE BILL DATED within 90 days … (what the hell … for WHAT … my parent pay my phone bill, why do you need that to check my credit). Overall, What a SUCK company is it. I like the idea of your secured credit card, but you are so suck to offer such a good credit card. By the way, I called Customer Support on MONDAY and in BUSINESS HOURS and wait for MORE THAN 1 HOUR FOR a “unhappy” REPRESENTATIVE. Do you want to pay my phone minutes for >70minutes of waiting? Paypal and Ebay MasterCard is MUCH MORE BETTER than you, So don’t even call you as a COMPETITOR to Paypal on the news. You just paid them to talk good about you :O. By the way, AOL has their hands in this, so be aware; if you know how suck AOL is, this company is the same