The bottom line is that you can save a TON of money using store and generic brands and their quality/effectiveness is almost always just as good as those of the national brands.

...buying new cloth diapers for a single child isn't financially worth it, but if you have the ability to get used cloth diapers on the cheap and/or you plan on having multiple children, cloth diapers can easily recoup your investment and save money.

Who cares if you don't find the best interest rate? Who cares if you don't find the best mutual fund? You've found some good ones, right? Pick one. Get in the game. Just start. Starting plays a larger role in your success than any other factor.

The perfect is the enemy of the good. When you spend so much time looking for the "best" choice that you never actually do anything, you are sabotaging yourself.