"...today a charge showed up on my Chase account: they charge $10 to receive an incoming wire transfer. What a rip-off. I can't believe banks charge these b******t fees for something that computers handle in the blink of an eye!"

"Like many people in my late 30s I have the question of attending my 20th high school reunion.

Overall the trip costs $350 for the plane ticket and another $400 in mandatory expenses - such as taxi, meals, gifts, etc.... Plus $150 attendence fee.

Is it worth spending $900 to see people who haven't bothered to socialize with me for 20 years? Would it be better to schedule a private reunion with the friends I actually keep in touch with instead?"

"Many people make poor financial decisions because they don't have long-term personal goals. If you don't understand that buying a new cell phone or playing a game of poker takes money from a larger goal - a new home, a new car, a vacation to Europe - then there's no incentive not to use the money for whatever seems fun at the moment."