If you've always wondered what I sound like (and you know you have), I talked with Kimberly Palmer of U.S. News & World Report for this week's Alpha Consumer podcast. We talked mainly about credit cards and the credit crunch, but also a bit about other personal finance topics, including my big blue box (you'll have to listen).

Kimberly was nice enough to edit my rambling and make me sound fairly sane. She also generously left out the parts where I recommended buying AIG at $20, my inside scoop that Merrill Lynch would be buying Bank of America, and my contrarian "buy high, sell low" stock market theory.

If you're in the mood, go listen to me.