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The Consequences of New Credit Card Regulations Title: The Consequences of New Credit Card Regulations
PermaLink: http://www.finance-weblog.com/50226711/the_consequences_of_new_credit_card_regulations.php

Filed in archive Credit by Justin McHenry on May 05, 2008

© Urthstripe On Friday, the Federal Reserve laid out a bunch of new regulations it is proposing to clamp down on the credit card industry. Here is one of the official press releases from the Federal...

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New Year's Resolution: Get Your Free Credit Report Title: New Year's Resolution: Get Your Free Credit Report
PermaLink: http://www.finance-weblog.com/50226711/new_years_resolution_get_your_free_credit_report.php

Filed in archive Credit by Justin McHenry on January 04, 2008

This is the time of year when every article is telling you what you should do to get a fresh start and make your life all boffo socko in 2008. So why should I be any different? Here's my...

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The Top New Credit Cards of 2007 Title: The Top New Credit Cards of 2007
PermaLink: http://www.finance-weblog.com/50226711/the_top_new_credit_cards_of_2007.php

Filed in archive Credit by Justin McHenry on December 10, 2007

Last week over at IndexCreditCards.com we named the top ten new credit card introductions of 2007. We looked at the new credit cards that launched this year and then ranked the ten best based on how...

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Capital One Wants You to Build Your Own Credit Card Title: Capital One Wants You to Build Your Own Credit Card
PermaLink: http://www.finance-weblog.com/50226711/capital_one_wants_you_to_build_your_own_credit_card.php

Filed in archive Credit by Justin McHenry on November 27, 2007

This isn't earth-shattering, but it's kind of cool. Capital One has introduced an online "Card Lab" in which you can build your own credit card, choosing the features that are most...

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Chase Won't Hike Your Credit Card Rates If You Screw Up On Another Bill Title: Chase Won't Hike Your Credit Card Rates If You Screw Up On Another Bill
PermaLink: http://www.finance-weblog.com/50226711/chase_wont_hike_your_credit_card_rates_if_you_screw_up_on_another_bill.php

Filed in archive Credit by Justin McHenry on November 19, 2007

To its credit, Chase is ending a credit card practice that has had some consumers fuming in the past, both at Chase and other credit card companies that use it (which is most of them). Here's what...

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Cab Customers Bigger Tippers When Using Credit Cards Title: Cab Customers Bigger Tippers When Using Credit Cards
PermaLink: http://www.finance-weblog.com/50226711/cab_customers_bigger_tippers_when_using_credit_cards.php

Filed in archive Credit by Justin McHenry on October 10, 2007

Cab drivers in New York City have been making a big stink over the fact that they've been forced to add credit card machines to their taxis, because it forces them to pay credit card transaction...

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Here's How Credit Card Companies Gat A Bad Name Title: Here's How Credit Card Companies Gat A Bad Name
PermaLink: http://www.finance-weblog.com/50226711/heres_how_credit_card_companies_gat_a_bad_name.php

Filed in archive Credit by Justin McHenry on September 28, 2007

(Yes, I know I wrote "Gat" in the title of the post; it's just a mistake. You ever make a mistake?) Here's a quiz. Read this passage from one of my credit card statements this month,...

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RevolutionCard Not So Revolutionary Title: RevolutionCard Not So Revolutionary
PermaLink: http://www.finance-weblog.com/50226711/revolutioncard_not_so_revolutionary.php

Filed in archive Credit by Justin McHenry on September 24, 2007

A bunch of tech heavyweights led by America Online founder Steve Case officially launched a new credit card today called the RevolutionCard. It offers two main claims to being revolutionary: (1) it...

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Late Credit Card Payers Not Poor, Just Disorganized Title: Late Credit Card Payers Not Poor, Just Disorganized
PermaLink: http://www.finance-weblog.com/50226711/late_credit_card_payers_not_poor_just_disorganized.php

Filed in archive Credit by Justin McHenry on September 24, 2007

Interesting article from The Wall Street Journal today on a study that attempted to find out if people who paid their credit card bills late did so because they were broke or because they weren't...

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Credit Card Roulette: "Pick A Card, Any Card" Title: Credit Card Roulette: "Pick A Card, Any Card"
PermaLink: http://www.finance-weblog.com/50226711/credit_card_roulette_pick_a_card_any_card.php

Filed in archive Credit by Justin McHenry on September 04, 2007

I've never done this before, but it does sound like a fun way to avoid the hassles of splitting a restaurant/bar bill when you have a big group. It's Credit Card Roulette! Here's an...

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Consumer Reports Readers Rate Best & Worst Credit Card Issuers Title: Consumer Reports Readers Rate Best & Worst Credit Card Issuers
PermaLink: http://www.finance-weblog.com/50226711/consumer_reports_readers_rate_best_worst_credit_card_issuers.php

Filed in archive Credit by Justin McHenry on September 04, 2007

For its October, 2007 issue, Consumer Reports surveyed 36,000+ subscribers to find out which credit card issuers were best and which were the worst. The results are interesting, but like any...

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Should We Feel Sorry for These People? Title: Should We Feel Sorry for These People?
PermaLink: http://www.finance-weblog.com/50226711/should_we_feel_sorry_for_these_people.php

Filed in archive Credit by Justin McHenry on August 29, 2007

I know that some people fall back on their credit cards in an emergency, and I feel bad for the ones that get caught up in a web of trying to keep up with payments after a lost job or......

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Merchants Choking Off Your Credit? Title: Merchants Choking Off Your Credit?
PermaLink: http://www.finance-weblog.com/50226711/merchants_choking_off_your_credit.php

Filed in archive Credit by Justin McHenry on August 21, 2007

Here's a nasty little thing that can happen if you're not aware-a merchant puts a "hold" on your credit card for a certain amount of money, to ensure that they get paid, and then, as...

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Al Gore's New Credit Card Title: Al Gore's New Credit Card
PermaLink: http://www.finance-weblog.com/50226711/al_gores_new_credit_card.php

Filed in archive Credit by Justin McHenry on July 26, 2007

Al Gore is the environmentalist's best friend these days, but a while back it came out that his mansion uses enough energy to cause brownouts throughout the whole eastern United States, and that...

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Anyone Listening on Credit Scores? Title: Anyone Listening on Credit Scores?
PermaLink: http://www.finance-weblog.com/50226711/anyone_listening_on_credit_scores.php

Filed in archive Credit by Justin McHenry on July 25, 2007

This morning I was reading my not-favorite local newspaper columnist righteously taking to task parents who allow their children to do bad things and then have the audacity to blame the police or...

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Credit Score Formula Changing to Fight "Credit Renting" Title: Credit Score Formula Changing to Fight "Credit Renting"
PermaLink: http://www.finance-weblog.com/50226711/credit_score_formula_changing_to_fight_credit_renting.php

Filed in archive Credit by Justin McHenry on June 12, 2007

Fair Isaac, the company whose FICO credit scores are used by the majority of lenders to decide whether you deserve a loan, credit card, etc. and at what interest rate, is changing its scoring formula...

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Buy a Home with Your American Express Card Title: Buy a Home with Your American Express Card
PermaLink: http://www.finance-weblog.com/50226711/buy_a_home_with_your_american_express_card.php

Filed in archive Credit by Justin McHenry on May 24, 2007

American Express announced a new program yesterday that will let you pay your mortgage with a credit card. It's only for cardholders with good credit and it's only got a single mortgage...

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Cell Phone Credit Cards and Your Money Mindset Title: Cell Phone Credit Cards and Your Money Mindset
PermaLink: http://www.finance-weblog.com/50226711/cell_phone_credit_cards_and_your_money_mindset.php

Filed in archive Credit by Justin McHenry on May 22, 2007

It is an inevitable fact that in the near future our cell phones will function as credit cards; in fact, in some countries, they already do. Your credit card number is stored on your cell phone and...

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Your Credit Card Concierge Title: Your Credit Card Concierge
PermaLink: http://www.finance-weblog.com/50226711/your_credit_card_concierge.php

Filed in archive Credit by Justin McHenry on May 03, 2007

I never hold credit cards that have an annual fee. In general, cards that have a fee attached are geared toward the frequent traveler, and their perks include faster accumulation of frequent flyer...

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Discover Motiva Tries to Motivate You to Pay On Time Title: Discover Motiva Tries to Motivate You to Pay On Time
PermaLink: http://www.finance-weblog.com/50226711/discover_motiva_tries_to_motivate_you_to_pay_on_time.php

Filed in archive Credit by Justin McHenry on March 19, 2007

Discover launched a new Motiva credit card last week designed to reward people who carry credit card balances---provided these profitable customers have a history of on-time payments. Here's how...

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What Type of Credit Card Rewards Do You Prefer? Title: What Type of Credit Card Rewards Do You Prefer?
PermaLink: http://www.finance-weblog.com/50226711/what_type_of_credit_card_rewards_do_you_prefer.php

Filed in archive Credit by Justin McHenry on January 19, 2007

Most credit card holders these days are choosing cards that offer some sort of reward. It may be cash back, it may be gift cards, it might be merchandise, it might be travel rewards, it might be vats...

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iCache, A Good Idea Poorly Implemented Title: iCache, A Good Idea Poorly Implemented
PermaLink: http://www.finance-weblog.com/50226711/icache_a_good_idea_poorly_implemented.php

Filed in archive Credit by Justin McHenry on January 18, 2007

Wouldn't it be great if you could lighten your load of credit, debit and various membership cards, consolidating them all in one "super card" that stored all those numbers? The answer,...

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