Today is a great celebration of practical jokes. Have fun playing them or being played.

When the jokes are over, it's a good idea to use today as a reminder to review your financial game plan. Are you properly diversified? Are your investment expenses too high? Are you maximizing any employer sponsored savings plans? Do you have a rainy day fund socked away? Have you made an IRA contribution for 2004? What's your mortgage situation? That should get you started.

A rubber band around the sink sprayer - funny. Your financial health - not funny.